All Your Finances on Autopilot

Planto is the new way to stay on top of all your finances across banks. Simply link your accounts and never lose track of your money again. All in one place.

We've been in the media

“App helps high-earning youngsters hold on to their gains.“

- HKTDC

“Provides all-rounded expense tracking, MPF account management and home planning features...“

- HK01

“... not only keeps budgets on track, but also makes personalised recommendations...“

- SCMP

“Users can consolidate their income and expenses on the platform...“

- Next Magazine

“A FinTech start-up of millennials, by millennials, for millennials“

- Cyberport

“... the simplest way to make financial plans to achieve goals“

- AppleDaily

Planto helps you

Track all your finances in one place

We consolidate all your accounts to give you a holistic view of your credit cards, investments, loans and mortgages across all your banks. Never lose track of your money again.

Understand where your money is going

Through our automatic tracking and categorization, we tell you exactly when, where and what you have been spending your money on - from the usual daily expenses to potential fraudulent transactions.

Save more with personalized insights

By knowing where you're spending, we give you personalized insights on your spending behaviour as well as tips and advice for making the most of your money.

An experience like never before

The simplest way to bring all your finances in one place

Across all your banks and whether its credit cards, investments, loans or mortgages, we make sure you stay on top of all your finances

Effortless money management with no manual inputs needed

Save time through our automated expense tracking and categorization by linking to one or more of the supported 50+ financial institutions

Always be in control and never lose track of your spending

Set a budget and stay on track by seeing how much you have left to spend. To help with that, you can make use of our personalized insights and find ways to save more!

Never miss a credit card due date or pay unnecessary fees

Get smart reminders and alerts when your credit card payments are due and what annual fees you have paid - as well as some advice on how to avoid them.

The simplest way to bring all your finances in one place

Across all your banks and whether its credit cards, investments, loans or mortgages, we make sure you stay on top of all your finances

Effortless money management with no manual inputs needed

Save time through our automated expense tracking and categorization by linking to one or more of the supported 50+ financial institutions

Always be in control and never lose track of your spending

Set a budget and stay on track by seeing how much you have left to spend. To help with that, you can make use of our personalized insights and find ways to save more!

Never miss a credit card due date or pay unnecessary fees

Get smart reminders and alerts when your credit card payments are due and what annual fees you have paid - as well as some advice on how to avoid them.

All 100% free

We believe everyone should have access to the best financial tools and advice regardless of their status. No strings attached.

We're serious about security

Planto uses AES-256 encryption techniques to encrypt data. This is the same method used by the US government, military and banks for sensitive information. Read more about the different measures we're taking for your security.

Saving for your goals made simple

Planto has aggregated data across the internet related to housing, education and other important life goals so you can design and visualise your plans easily. One place for all your goal. In just minutes.

Buy your home

Pursue further education*

Have your dream wedding*

Build emergency savings*

Retire comfortably*

Set a custom goal

* Coming soon

Making your finances easier

The Planto mobile app is available on both iOS and Android - so take the first step towards achieving your life goals.

22/F, 3 Lockhart Road, Wan Chai, Hong Kong