Planto logo
  • App & Content
      App & Content
      Business Solutions
  •  | 
    Planto logo
    Sidebar hamburger menu
    [Review] Aqumon: Open an account and earn rewards!

    [Review] Aqumon: Open an account and earn rewards!

    All Posts » Start Investing
    Last updated: Feb 1, 2023•  3 min read

    語言: 廣東話

    Table of ContentsTable of Contents
    • Background

    • How it works

    • Past Performance

    • Rebalancing:

    • Minimum Investment Amount

    • Summary
    Account Funding Requirements
    HKD 10,000
    0.5%-0.8% AUM
    See more
    See more

    Aqumon is the first US ETF robo-advisor (automated investment consultant) in Hong Kong. You tell them some information about yourself and your risk appetite, they build an investment portfolio and basically do everything (buying, selling) for you. In 2021, the company launched its new SmartStock Portfolios series, which uses big data and algorithms to help investors dynamically select high quality thematic stock portfolios with an average annualized return of up to 25%.

    The Planto team has done a deep-dive into Aqumon’s pricing, account opening process and past performance benchmarks to help you decide if they’re right for you.


    Aqumon was incubated in HKUST and are fully licensed by the Securities and Futures Commission (SFC) for Type 1, 4 and 9. They’ve partnered with 60+ financial institutions including CMB Wing Lung Bank, ChinaAMC and BOCI so they have a strong track record as well.

    How it works

    The account opening process is end-to-end online and can be done either via mobile or on a computer. It can feel a bit longer than opening an account with a securities broker but, ultimately, it only took us about 10 minutes to open our account and then another day for the money to be transferred in.

    Once you’ve opened your account, you answer a few questions about your risk tolerance and Aqumon will start building your portfolio. All you need to do is tell them whether you would like your portfolio to have more stocks (higher risk, higher return) or bonds (lower risk, lower return) and a new portfolio is created just for you!

    Past Performance

    AQUMON ‘s investment products are mainly divided into 13 types, including:

    PortfolioInvestment ScopeAnnual ReturnSummary
    High Dividends30 HK Stocks 27.56%The stocks in this portfolio are known for their low volatility and high-yields including CSPC Pharmaceutical Group Ltd, CK Asset Holdings Ltd and COSCO Shipping Energy Transprtatn Co Ltd.
    Chinese Tech Stars30 HK Stocks76.55%Invest in Chinese technology stocks listed in Hong Kong to capture China’s huge consumer base and technological development opportunities. 
    Quantitative indicators include total market value, operating income growth rate, asset-liability ratio and the accounts receivable turnover. 
    Profit Makers30 U.S. Stocks56.03%5 large-scale indicators are used for this portfolio including price-to-earning ratio, cash profit, gross profit, gross profit margin and operating cash flow. 
    Global Tech Giants30 U.S. Stocks101.61%Invest in high-tech companies with highly innovative capabilities, which are analyzed using indicators such as return on equity, return on equity growth, revenue growth, and R&D investments. 
    Business Winners10 to 20 U.S. stocks with stable earnings growth46.05%Invest in companies with healthy financials and continuous profit growth. Quantitative indicators include leverage, long-term liability ratio, current ratio, and gross profit stability. 
    Property Moguls10 HK stocks6.69%Companies with top real estate projects in Hong Kong and abroad including Spring Real Estate Investment Trust and China Merchants Coml Rl Etate Invt Trust.
    U.S. Market Leaders30 US Stocks45.77%Companies with large market capitalisation and considerable revenue and profits, eclipsing those of their industry peers including APPLE, AbbVie Inc and Abbott Laboratories.
    Health is Wealth30 US Stocks43.22%Invests in leading biotech and medical companies including ABIOMED Inc, Align Technology Inc and Apellis Pharmaceuticals Inc.
    A Better World30 US Stocks41.02%Companies with high ESG scores which supports sustainable development including Allegion plc, ADVANCED MICRO DEVICES and Aptiv PLC.
    H.K. Market Leaders30 HK Stocks 37.48%Companies with large market capitalisation and have substantial influence on market trends including China Shenhua Energy Company Limited, Sino Biopharmaceutical Limited and Yihai International Holding Ltd.
    SmartGlobal6 to 9
    Hong Kong stock ETFs
    13.78%Based on the Nobel-Prize winning strategies of long-term and diversified investing, this portfolio gives you access to worldwide economic growth, covering more than 15,000 stocks, bonds, and alternative assets
    SmartGlobal Max4 to 14 U.S. listed ETFs112.51%Based on the Nobel-Prize winning strategies of long-term and diversified investing, this portfolio gives you access to worldwide economic growth, covering more than 20,000 stocks, bonds, and alternative assets.
    Safe Haven4 US stock ETFs2.49%Using idle funds to generate stable income, the goal is to obtain higher returns than savings and money market funds, suitable for investors with low risk tolerance or who want to temporarily hedge.
    From March 2020 to March 2021, the data is taken from the AQUMON website.

    This is where Aqumon truly shines among the robo-advisors. They are very transparent about their performance and give monthly updates on how their portfolios are doing.


    Every now and then, your portfolio will need adjustments because of changes in the market, performance of individual holdings, etc. Aqumon will help out with this process by informing you whenever an adjustment is needed and you can execute it with just one click:

    Minimum Investment Amount

    You can now start investing in Aqumon at as low as 10USD with their Safe Haven portfolio. They have also lowered their threshold for other thematic portfolios, starting at as little as HKD10,000, making it easy for even begginer investors to get access.


    In all, Aqumon is transparent about their performance, which (historically, at least) has been quite strong. With the new SmartStock Portfolios, they are great for people who are looking for high growth but want a completely hands-off process.

    Important information: Investment involves risks. This information is intended to be educational and is not tailored to the investment needs of any specific investor. This information does not constitute investment advice and should not be used as the basis for any investment decision nor should it be treated as a recommendation for any investment or action. Past performance is no guarantee of future results. The value of investments and the income from them can go down as well as up, so you may not get back what you invest.

    Share via FacebookShare via TwitterShare via WhatsAppShare via LinkedInShare via URL
    Share via FacebookShare via TwitterShare via WhatsAppShare via LinkedInShare via URL
    Track. Plan. Get advice.Making your finances easier
    Follow us on social for more useful news!

    Subscribe to Planto Newsletter & Stay Updated!

    Hong Kong’s Latest Financial Insights & Offers 🎁

    Try Planto App for Free

    Over 200,000 Downloads in HK

    About UsToolsSecurity DetailsHelp CenterBlogPrivacy PolicyTerms & ConditionsGoogle API Disclosure
    22/F, 3 Lockhart Road, Wan Chai, Hong KongPlanto Limited © 2024