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    AQUMON Review: Smart Investing with Advanced Algorithms

    All Posts » Start Investing
    Last updated: Jul 19, 2024•  3 min read

    語言: 廣東話

    Table of ContentsTable of Contents
    • Background

    • How it works

    • Summary

    • Discover the Best Investment Account Fees and offers

    Aqumon is the first US ETF robo-advisor (automated investment consultant) in Hong Kong. You tell them about yourself and your risk appetite, and they build an investment portfolio and do everything (buying, selling) for you. The Planto team has deep-dived into Aqumon’s pricing and account opening process to help you decide if they’re right for you.

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    Background

    Aqumon was incubated in HKUST and are fully licensed by the Securities and Futures Commission (SFC) for Type 1, 4 and 9. They’ve partnered with 60+ financial institutions including CMB Wing Lung Bank, ChinaAMC and BOCI so they have a strong track record as well.

    How it works

    The account opening process is end-to-end online and can be done either via mobile or on a computer. It can feel a bit longer than opening an account with a securities broker but, ultimately, it only took us about 10 minutes to open our account and then another day for the money to be transferred in.

    Once you’ve opened your account, you answer a few questions about your risk tolerance and Aqumon will start building your portfolio. All you need to do is tell them whether you would like your portfolio to have more stocks (higher risk, higher return) or bonds (lower risk, lower return) and a new portfolio is created just for you!

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    AQUMON Features and Highlights

    • Algorithm Based on Nobel Prize-Winning Theory: Provides investment recommendations by integrating macroeconomic indicators, market data, and individual risk levels.
    • Low Robo-Advisor Fees: Consultation fees can be as low as 0.5%.
    • Fully Online Account Opening and Investment Process: Easy and convenient online setup and management.
    • User-Friendly Interface: Designed for ease of use, even for beginners.
    • Customized Investment Portfolios: Tailored to match users’ risk preferences.
    • Global Market Access: Invests in over 50 markets worldwide, covering 20,000 types of stocks, bonds, and alternative assets.
    • 24/7 Portfolio Monitoring: Provides real-time alerts for portfolio adjustments.
    • Licensed and Secure: Holds SFC licenses 1, 4, and 9 (Central Number: BJU619), ensuring safety and reliability.

    Who Should Use AQUMON?

    AQUMON continuously innovates its product offerings, currently providing four types of products suitable for different investors:

    • Long-Term Investors or Those Without Time to Monitor Markets: Flagship Hong Kong and U.S. stock ETF portfolios (five risk types from conservative to aggressive).
    • Investors Who Struggle with Stock Picking: Thematic stock portfolios with an average annual return of 32.41% (suitable for growth and aggressive investors).
    • Short-Term Investors: Includes stock trading and 24/7 currency exchange services.
    • Conservative Investors Seeking Stability: Cash management portfolios that use idle funds to generate stable income.

    In addition to catering to general individual investors, AQUMON offers customized investment solutions for the mass affluent, family offices, and wealth management institutions through AQUMON Bespoke. This service combines one-on-one professional investment management with leading investment technology to enhance the overall investment experience for clients.

    Summary

    In all, Aqumon is transparent about their performance, which (historically, at least) has been quite strong. With the new SmartStock Portfolios, they are great for people who are looking for high growth but want a completely hands-off process.

    Discover the Best Investment Account Fees and offers

    HK Market
    US Market
    Robo Advisors
    logo
    Futubull
    Other Fee
    N/A
    Avg. Trade Cost
    HKD 15
    Welcome Offer: Welcome Offer: Enjoy up to HK$1,800 welcome offer Register a new account on or before 7th October 2024 by using Planto exclusive promo code “PLANTO” can enjoy the below rewards: 1) Planto exclusive offer : Enter promo code “PLANTO” BEFORE account opening can enjoy HK$200 cash coupons 2) Lifetime commission-free for HK stocks and US stock LV2 real-time streaming quotation services 3) Open an account, deposit a total of HK$10,000 or above into the Futu HK account. Maintain 60 days daily average asset* of HK$10,000 or above to receive : Alibaba (NYSE:BABA) - 1 share or HK$400 supermarket e-voucher or HK$600-equivalent BTC 4) Open an account, deposit a total of HK$80,000 or above into the Futu HK account. Maintain 60 days daily average asset* of HK$80,000 or above to receive : Nvidia (NYSE:NVDA) – 1 share or HK$1,000 equivalent BTC Redemption procedures : Download Futu app; Register an account and go to Activity Centre; Enter “PLANTO” in redemption centre before account opening. Detailed procedures can refer to review article All rewards can be stacked. As of the closing price on 11 June 2024, Alibaba (NYSE: BABA) stock price was US$77.97/share As of the closing price on 15 May 2024, Nvidia (NYSE: NVDA) stock price was US$125.2/share Asset calculation method: Sum of the everyday assets/60 days; Including Cash/ Stocks/ Funds/ Options/ Futures Investment involves risks. The fund price may move up or down. Investor should thoroughly study the funds' offering documents and other related documents (including risk disclosure statements). Terms and Conditions apply
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    logo
    Tiger Brokers
    Other Fee
    0
    Avg. Trade Cost
    HKD 0
    Welcome Offer: Successfully open an account through Planto’s exclusive link then complete certain tasks until 11th October 2024 to enjoy up to HK$2,300 worth of reward: - Exclusive HK$400 supermarket vouchers from Planto after depositing HK$10,000 , plus: 1. Time-limited Commission-Free Rewards -0 Commission for HK stock trading (Lifetime) -0 Platform fee for HK stock trading (until 11th October 2024) -NYSE Arca Level 2 Deep Quote streaming for US stocks (until 11th October 2024) -0 Commission for US stock option trading (until 11th October 2024) -US Stock Option Lv1 Real-time Quotes (until 11th October 2024) - 365-day A-share commission-free voucher (available by opening an account before October 31, 2024) 2. New clients account opening awards, fund more for 45 consecutive days to get more (please refer to T&Cs for detailed qualifications) - Net deposit* HK$10,000 or US$1,500 or above : to activate HK$300 stock voucher (3x HK$100 vouchers) and 3-month free HK Stock Lv1 streaming quote - Net deposit* HK$50,000 or above : to activate HK$600 stock vouchers (6x HK$100 vouchers) - Net deposit* HK$100,000 or above : to activate HK$1,200 stock vouchers (12x HK$100 vouchers) 3. Complete 5 non-forex trades with each trade amounting to or exceeding HK$100 within 60 days after successful account opening (applicable to both Hong Kong and US stocks) : to activate HK$700 stock voucher (7x HK$100 vouchers) * Net deposit = deposit amount - withdrawal amount, excluding the part of asset increase or decrease due to normal transactions. ^Daily cumulative net deposits = (from the account opening date) cumulative deposit amount - (from the account opening date) cumulative withdrawal amount, excluding asset fluctuations caused by normal trading activities * Offers are subject to terms and conditions
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    logo
    Webull
    Other Fee
    0
    Avg. Trade Cost
    Welcome Offer: New customers who successfully open a Webull account through the Planto website's link can enjoy Apple shares worth up to HK$1,688! - Successfully open an account, deposit HK$10,000, and maintain the funds for 60 days to receive Apple stocks worth HK$600. - Successfully open an account, deposit HK$80,000, complete 10 buy trades, and maintain the funds for 60 days to receive an additional HK$1,088 worth of Apple stocks. - New users can enjoy 90 days of 0 platform fees for Hong Kong and US stocks upon opening an account. - Trade 50 or more option contracts to enjoy 0 commission and 0 platform fees on option trading.
    logo
    Longbridge
    Other Fee
    0
    Avg. Trade Cost
    HK$0
    Welcome Offer: On or before 31 October 2024, apply via Planto by using promo code「614701」, successfully open an account and deposit HK$10,000 to receive : 1) Planto exclusive HK$200 supermarket coupon 2) Extra HK$100 cash rebate 3) Life-time commission free for HK and US stock 4) APR 6% offer for deposit 5) Deposit HK$10,000 for 60 days with 4 tradings : NVDA.US - 1 share OR deposit HK$60,000 for 60 days with 4 tradings : AAPL.US - 1 share New customers who transfer the stock to LongBridge and meet designated requirement can get either 1) AirPods 4 ; or 2) an iPad mini 6 ; or 3) iPhone 16 Pro Max Terms and conditions apply
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    See more
    logo
    Interactive Brokers
    Other Fee
    0
    Avg. Trade Cost
    Welcome Offer: Earn up to 4.83% annual interest rate on positive settled cash balance for accounts with total NAV of US$100,000 or higher. (Accounts with NAV of less than US$100,000 receive interest at rates proportional to the size of the account. Interest rate if for reference only, it may change any time according to market condition)
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    Important information:

    Investment involves risks. This information is intended to be educational and is not tailored to the investment needs of any specific investor. This information does not constitute investment advice and should not be used as the basis for any investment decision nor should it be treated as a recommendation for any investment or action. Past performance is no guarantee of future results. The value of investments and the income from them can go down as well as up, so you may not get back what you invest.

    #Robo-Advisors
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    Table of ContentsTable of Contents
    • Background

    • How it works

    • Summary

    • Discover the Best Investment Account Fees and offers
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