[Review] Aqumon: New High Growth SmartStock Portfolio (>100%),  Breakdown, Performance
[Review] Aqumon: New High Growth SmartStock Portfolio (>100%), Breakdown, Performance
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December 17 • 3 min read

語言: 廣東話

is the first US ETF in Hong Kong. You tell them some information about yourself and your risk appetite, they build an investment portfolio and basically do everything (buying, selling) for you. In 2021, the company launched its new SmartStock Portfolios series, which uses big data and algorithms to help investors dynamically select high quality thematic stock portfolios with an average annualized return of up to 25%.

The Planto team has done a deep-dive into Aqumon’s pricing, account opening process and past performance benchmarks to help you decide if they’re right for you.

Background

Aqumon was incubated in HKUST and are fully licensed by the Securities and Futures Commission (SFC) for Type 1, 4 and 9. They’ve partnered with 60+ financial institutions including CMB Wing Lung Bank, ChinaAMC and BOCI so they have a strong track record as well.

Account Opening

Limited time Account Opening Welcome Offer

Offer 1: $0 Fees
From now until March 31st 2021, new and existing customers who invest in any of Aqumon’s portfolios are exempted from consulting fees, which means $0 fees (originally at 0.8%).

Offer 2: Up to HK$1,000 cash rebate
From now until March 31st 2021, new customers can receive up to HK$1,000 cash rebate when you invest in any of Aqumon’s portfolios, which is subject to no withdrawals in the first 60 days of allocation.

Terms and Conditions Apply.

How it works

The account opening process is end-to-end online and can be done either via mobile or on a computer. It can feel a bit longer than opening an account with a securities broker but, ultimately, it only took us about 10 minutes to open our account and then another day for the money to be transferred in.

Once you’ve opened your account, you answer a few questions about your risk tolerance and Aqumon will start building your portfolio. All you need to do is tell them whether you would like your portfolio to have more stocks (higher risk, higher return) or bonds (lower risk, lower return) and a new portfolio is created just for you!

Past Performance

AQUMON ‘s investment products are mainly divided into 9 types, including:

From December 2019 to December 2020, the data is taken from the AQUMON website.

This is where Aqumon truly shines among the robo-advisors. They are very transparent about their performance and give monthly updates on how their portfolios are doing.

Rebalancing:

Every now and then, your portfolio will need adjustments because of changes in the market, performance of individual holdings, etc. Aqumon will help out with this process by informing you whenever an adjustment is needed and you can execute it with just one click:

Minimum Investment Amount

Aqumon Standard portfolios (12-14 ETFs) has a higher minimum investment amount than the other robo-advisors. You’d need at least HKD 40,000 to start with them which can be a big commitment for some people.

However, Aqumon’s Basic portfolios solve this so you can get started investing with as little as HKD 8,000 (USD 1,000)!

Summary

In all, Aqumon is transparent about their performance, which (historically, at least) has been quite strong. With the new SmartStock Portfolios, they are great for people who are looking for high growth but want a completely hands-off process. Be sure to take advantage of the limited time HK$0 fee and cash rebate before March 31st 2021!

Important information: Investment involves risks. This information is intended to be educational and is not tailored to the investment needs of any specific investor. This information does not constitute investment advice and should not be used as the basis for any investment decision nor should it be treated as a recommendation for any investment or action. Past performance is no guarantee of future results. The value of investments and the income from them can go down as well as up, so you may not get back what you invest.

#Robo-Advisors
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