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What's the most expensive house I can afford?

Find out what kind of house you can afford & your mortgage details

Monthly Income

Current Savings

Your First House?

Assumptions:

Loan Tenure (years)

Interest Rate

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FAQ

What is Planto's methodology?

Planto has a set of rules that your LTV cannot exceed certain amounts (depending on property value), your DTI cannot be exceed a certain amount, and your stressed DTI cannot exceed a certain amount. Under these set of rules, Planto will attempt to find the highest-value mortgage you can get. Refer to https://en.hkp.com.hk/calculator/new-measures-on-mortgage.jsp for the relevant thresholds and limits

What is a stressed DTI or a stress test?

Why is my house value not increasing even if I save more in the calculator?

What is MIP?

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