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    Compare robo-advisors
    We compare Chloe by 8 Securities, Aqumon and Kristal.ai to help you pick the best one.

    Comparison: Human Advisor vs Robo-Advisor

    human avatar
    Traditional Human Advisor
    robo avatar
    Robot Advisor
    Min. Investment Threshold
    Min. Investment Threshold
    Depends but generally quite high
    As low as HKD 1,000
    Fees
    Fees
    2% or above
    Below 1%
    Portfolio Creation
    Portfolio Creation
    Any investment product
    Mainly global ETFs
    Service Hours
    Service Hours
    Depends on their working hours
    24/7
    Investment Decision Factors
    Investment Decision Factors
    Data, experience, mood, market sentiment, etc
    Consistent data-driven methodology
    Target Audience
    Target Audience
    People with high capital who may need more complex portfolios
    Passive investors with less time or money, who want investing to be as simple as possible

    Robo-Advisors: How do they stack up

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