Access to the App
License Grant and Restrictions
You agree and accept that the App is the sole property of Planto Limited and includes valuable trade secrets of Planto Limited. Except as otherwise permitted, this license does not grant you the right to use the App for any other purpose, or to disclose, reproduce, distribute, modify or create derivative works of the App. You agree not to decompile, reverse engineer, disassemble, decrypt, or otherwise attempt to derive the source code of the App.
In any event, Planto Limited retains the exclusive ownership of the App, and except as expressly set forth herein, no other rights or licenses shall be granted or be implied under any Planto Limited’s intellectual property.
The graphics, designs, source codes and service names are the intellectual properties of Planto Limited and shall not be used, including as part of trademark and/or as part of domain names or email addresses, in connection with any product or service in any manner that is likely to cause confusion.
All intellectual property rights subsisting in respect of the App belong to Planto Limited or have been lawfully licensed to Planto Limited for use on the App. All rights under applicable laws are hereby reserved. Except with the express permission of Planto Limited, you shall not be allowed to upload, post, publish, reproduce, transmit or distribute in any way any component of the App itself or create derivative works with respect thereto, as the App is copyrighted under applicable laws.
Consent to Collection and Use of Data
In order to improve the App, website and our services, you acknowledge that Planto Limited and its agents shall be collecting, using, storing, processing and analysing the diagnostic, technical, usage, and/or related information from your mobile devices. This data shall be collected in a form that does not personally identify you except an email address and may be collected from such mobile devices at any time. The data that shall be collected includes, but is not limited to, general diagnostic and usage data, various unique system identifiers, information about your mobile device, system and application software, and, if Location Services is enabled, the real-time geographic location of your mobile device and location search queries. By installing the App on your mobile device, you acknowledge and agree that Planto Limited and its agents have your permission to collect all such information and use it as set forth above. If you do not agree to the foregoing, you may request to delete your account and/or uninstall the App from your mobile device at any point.
In order to help you apply for third party financial services through the App or website, you acknowledge that Planto Limited may at time, request for your identification further than an email address. If collected, such information will only be used at your request or consent.
System Logs and Diagnostic Files. In addition, you will have the option of manually attaching system diagnostic files (e.g., kernel logs, hang logs, crash logs, spin logs, install logs, application logs, etc.) from your mobile device (“System Logs”) to send to Planto Limited. Providing these System Logs is voluntary, but if you do provide them to us, then you acknowledge that we shall use them for diagnostic purposes and to improve the App and Planto Limited's products and services.
Link to Third Parties’ Website
No Support Obligation
Planto Limited will provide maintenance and technical support at our discretion. We are not obligated to provide you with any maintenance, technical or other support for the App. You agree to abide by any support rules and policies that Planto Limited provides to you in order to receive such support.
You expressly acknowledge and agree that, to the extent permitted by applicable law, all use of the App is at your sole risk and that the entire risk as to satisfactory quality, performance accuracy and effort is with you. Planto Limited is providing all information to your solely on an “as is” basis and without any warranty of any kind, whether express or implied, including without limitation. The implied warranties of merchantability, non-infringement, accuracy, completeness, performance and fitness for a particular purpose.
Disclaimer of Liability
In particular, we shall not be liable for :
loss of profits, sales, business, or revenue;
loss of anticipated savings;
loss of business opportunity, goodwill or reputation; or
any indirect or consequential loss or damage.
Even if it has been advised or is aware of the possibility of such damages. In no event shall Planto Limited’s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of One Thousand Hong Kong Dollars (HKD 1,000). The foregoing limitations shall apply even if the above state remedy fails of its essential purpose.
Third Party Information
The App may contain information, statistical or aggregated data and other copyrighted material (collectively known as, “Third Party Information”) supplied by third parties. Acknowledgements, licensing terms, and disclaimers for such information are contained within, and your use of such information is governed by such respective terms. Mention of third parties and use of such Third Party Information provided to the Users is for informational and knowledge purposes only and Planto Limited shall have no responsibility or liability with regard to nor warrants the performance or accuracy of the information supplied by the third parties.
Assignment and Other Dealings
No unlawful or prohibited use
Your use of the App shall not:-
be false, inaccurate or misleading;
We do not guarantee that the App, or any content on it, will be always be available or be uninterrupted. We may suspend, modify, deny, discontinue, cancel or stop any access to or use of the App and the services (“Interruption”) at any time for the following reasons:
the maintenance of, or technical or other enhancements to the App;
the security of the App;
the business and operational reasons of the Planto Limited;
suspected unauthorized or fraudulent use of the App and/or the services; or
any Force Majeure event which is beyond the control of Planto Limited.
We shall notify you of any Interruption as soon as reasonably practicable and we shall use reasonable efforts to minimize the duration and/or impact of such Interruption. We shall not be liable for any loss suffered or incurred by you or any other person arising out of any Interruption.
Governing Law and Jurisdiction
Entire Terms and Conditions