Stellar Personal Loan from a Hong Kong Virtual Bank
Airstar Personal Loan
APR (as low as)
Limited time offer:
0 days interest and repayment free. Customer is not required to make repayment in the first 60 days after drawdown. Early settle the entire loan before the first due date, the customer is not required to pay any interest and can settle the entire loan by only repaying the loan principal **
**60 days interest and repayment free is subject to terms and conditions
• Receive HK$400 loan rebate coupon upon registration (usable when drawing down loan)*
Supports a wide range of credit profile with APR as low as 1.28%¹. Available 24x7.
$0 handling fee, $0 admin or early repayment fee². Save costs with greater flexibility
5 Minutes to Disbursement. Fast process from online application to disbursement, no income and address proof required⁴
60 days Interest and Repayment Free⁵
Remarks from Airstar Bank Limited (“Airstar Bank”)
Annualized Percentage Rate ("APR") is calculated in accordance with the method set out in the relevant guidelines referred to in the Code of Banking Practice and rounded up or down to the nearest two decimal places. APR is a reference rate which includes the basic interest rate and other fees and charges (if applicable) expressed as an annualized rate. Approval of the APR is subject to the final decision of Airstar Bank Limited. The APR ranges from 1.28% to 28.14% with repayment period of 6 to 60 months. For a loan amount of HKD200,000 with 12 months repayment period, the APR is 1.28%, and the total loan repayment amount is HKD201,299.05 (handling fee waived). The above example is for reference only, please refer to terms and conditions for details.
Please refer to Airstar Personal Instalment Loan Key Facts Statement for details.
Loan amount up to 12x of monthly salary or HKD 1,000,000 (whichever is lower).
According to individual circumstances, Airstar Bank reserves the right to request customers to provide additional supporting documents for approval. The approval time required is subject to real situation.
The promotion period is from now to 30 June 2022, both dates inclusive, if Eligible Customer drawdown a Debt Consolidation Loan at any amount or Personal Loan with a loan amount not more than HKD100,000 during the Promotion Period, the first due date of the loan will be extended to 2 calendar months since the loan drawdown date which the customer is not required to make repayment in the first 60 days after drawdown
Airstar Bank reserves the right of final approval.
Airstar Bank is one of the 8 virtual banks that received virtual bank license from Hong Kong Monetary Authority in 2019
The bank is a jointly established entity by Xiaomi Corporation, global IoT leader, and AMTD Group, Asia’s leading comprehensive financial services conglomerate.
Get loan from Airstar Bank in 3 simple steps
Register with your phone number
Follow the apply link to register your number and download the Airstar Bank mobile app
Apply for loan with
Airstar Bank mobile app
Apply for loan through Airstar Bank mobile app using your registered phone number
Loan approval & reward collection
Get loan disbursement & cash reward in your Airstar Bank account
Frequently Asked Questions
About personal loan
What is an annualized percentage rate? (APR)
What documents are required for a loan application?
Over what period should I choose to repay the loan?
Would the loan information under the Loan be shown on my credit report?
To borrow or not to borrow? Borrow only if you can repay!
Contact Airstar Bank at Suites 3201-07, 32/F, Tower 5, The Gateway, Harbour City, Tsim Sha Tsui, Kowloon, Hong Kong or +852 3718 1818