Stellar Personal Loan from a Hong Kong Virtual Bank

Get a personal loan

Consolidate my existing loan

Airstar Personal Loan

APR (as low as)

1.85%¹

Handling fee

HK$0²

Limited time offer: 60 days interest and repayment free. Customer is not required to make repayment in the first 60 days after drawdown. Early settle the entire loan before the first due date, the customer is not required to pay any interest and can settle the entire loan by only repaying the loan principal **

Welcome Offer:

• Receive HK$400 loan rebate coupon upon registration (usable when drawing down loan)* • From now until 31st May, all applicants who applied for debt consolidation from Airstar Bank via Planto and successfully withdraw the loan by 15th June, are eligible for HK$1,000 supermarket e-vouchers. ***

*Cash reward is subject to terms and conditions

**60 days interest and repayment free is subject to terms and conditions

***HK$1,000 supermarket voucher terms and conditions

Key Features

Borrow up to 12 times of monthly income³
Supports a wide range of credit profile with APR as low as 1.85%¹. Available 24x7.
$0 handling fee, $0 admin or early repayment fee². Save costs with greater flexibility
5 Minutes to Disbursement. Fast process from online application to disbursement, no income and address proof required⁴
60 days Interest and Repayment Free⁵

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Remarks from Airstar Bank Limited (“Airstar Bank”)

The Annualized Percentage Rate ("APR") of 1.85% is calculated based on the annual rate 1.83% with loan amount of HKD250,000 and repayment tenor of 36 months. APR is calculated in accordance with the method set out in the relevant guidelines referred to in the Code of Banking Practice and rounded up or down to the nearest two decimal places. APR is a reference rate which includes the basic interest rate and other fees and charges (if applicable) expressed as an annualized rate. Approval of the APR is subject to the final decision of Airstar Bank.
Please refer to Airstar Personal Instalment Loan Key Facts Statement for details.
Loan amount up to 12x of monthly salary or HKD 1,000,000 (whichever is lower).
According to individual circumstances, Airstar Bank reserves the right to request customers to provide additional supporting documents for approval. The approval time required is subject to real situation.
From 22 November 2020 to 31 May 2021, eligible customers (mean those (1) who draw down a Personal Loan with a loan amount not exceeding HKD200,000 and (2) enroll for "60 Days Interest and Repayment Free Promotion" on "Final Approval Result" page) are not required to make repayment in the first 60 days after loan drawdown. If eligible customers early settle the entire loan before the first due date, the customer is not required to pay any interest and can settle the entire loan by only repaying the loan principle.
Airstar Bank reserves the right of final approval.

About

Airstar Bank is one of the 8 virtual banks that received virtual bank license from Hong Kong Monetary Authority in 2019

The bank is a jointly established entity by Xiaomi Corporation, global IoT leader, and AMTD Group, Asia’s leading comprehensive financial services conglomerate.